Reading time: Approximately three minutes What do you do when you can’t pay your bills? While this may not pertain to you currently, it is always good to be prepared. Millions of individuals are currently facing a situation that they…
Money Solutions
Little ideas and solutions for all things money
How to Save for a Large Purchase
Approximate reading time: 3 minutes How do you save for a large purchase? The following question was posed in a group in which I participate: “What is the best way to save for a laptop?” The answers were varied: Cut…
Standard vs. Itemized Deductions
Why is it important to understand the difference between taking the standard deduction and itemizing deductions? Consider this; A number of years ago, Brian and I received a substantial sum of cash. Enough to significantly pay down our mortgage,…
Pay Off a Deferred Interest Purchase
Have you ever found that despite your best intentions, you caved and opted to use a deferred interest, buy now, pay later offer? You are not alone. Weirdly, I love to budget and plan our finances. But I don’t always…
How To Organize Product and Warranty Information
updated 06/03/2022 approximate read time: 3 minutes What is your plan for organizing product and warranty information on a major purchase? Not having a plan in place can be an expensive mistake. This past week, as luck would have…
Retirement Planning; Take the First Two Steps
The beginning Several years ago, when I began my professional career, I knew we needed to start planning for retirement. After all, I grew up hearing that the years fly by. So, we dutifully set up an appointment with a…
Can You File Your Taxes for Free?
Can you file your taxes for free? Until just a few years ago, I was employed by a nonprofit vocational training school. Many of our students were single moms living on very limited resources. Every year, as soon as…
PAPER FILTERS FOR THE REFILLABLE K-CUP! DID YOU KNOW?
Note: This post contains an affiliate link. At no additional cost to you, as an Amazon Associate I earn from qualifying purchases. I only promote products I use and would call up my sister and tell her about. One of…
Enjoy Reading Digital Books for Free!
Would you like to be able to enjoy reading digital books for free? You have options, free options! You can enjoy the convenience of an eReader without incurring the cost of purchasing digital books. And it’s easy! Easy and…
DO YOU MONITOR YOUR CREDIT?
Reading time: approximately 3 minutes Have you ever considered monitoring your credit report in order to prevent fraud? Typically, preventing fraud is not one of the reasons that we are think of in regard to our credit report. Note: …