When You Can’t Pay Your Bills

Reading time:  Approximately three minutes What do you do when you can’t pay your bills? While this may not pertain to you currently, it is always good to be prepared. Millions of individuals are currently facing a situation that they…

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How to Save for a Large Purchase

Approximate reading time:  3 minutes How do you save for a large purchase? The following question was posed in a group in which I participate: “What is the best way to save for a laptop?” The answers were varied: Cut…

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Standard or Itemized deduction?

Standard vs. Itemized Deductions

Why is it important to understand the difference between taking the standard deduction and itemizing deductions?   Consider this; A number of years ago, Brian and I received a substantial sum of cash. Enough to significantly pay down our mortgage,…

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Pay Off a Deferred Interest Purchase

Have you ever found that despite your best intentions, you caved and opted to use a deferred interest, buy now, pay later offer? You are not alone. Weirdly, I love to budget and plan our finances.  But I don’t always…

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Can You File Your Taxes for Free?

Can you file your taxes for free?   Until just a few years ago, I was employed by a nonprofit vocational training school.  Many of our students were single moms living on very limited resources. Every year, as soon as…

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Enjoy Reading Digital Books for Free!

Would you like to be able to enjoy reading digital books for free?   You have options, free options! You can enjoy the convenience of an eReader without incurring the cost of purchasing digital books.  And it’s easy!  Easy and…

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