Would you like to reduce the risk of identity theft and the resulting financial chaos? A credit freeze is an effective tool that reduces the risk of identity theft and the resulting financial chaos that typically follows. My…
Money Solutions
Little ideas and solutions for all things money
Check Holds-What You Don’t Know CAN Hurt You!
Did you know that after depositing a check, under certain conditions, the bank may place a temporary hold on the funds? Don’t get caught unprepared. What you don’t know really can hurt you. My Story Our youngest…
Are You Safeguarding Your Idle Credit Cards?
Do you have idle credit cards laying around? My Story My son-in-law was telling me how his stellar credit score took an amazing nose-dive. The reason for the plummeting credit score was due to a never used, zero-balance credit…
Understanding the Dreaded W4 Form
What is your gut level reaction when confronted with the task of filling out a new W4 form? As the go-to for most of my family when it comes to filling out a new W4 form, I feel pretty…
Gift Cards or Cash, Which Makes the Better Gift?
Gift cards or cash, which one makes a better gift? Historically, a gift card is my gift of choice, both to give and to receive. However, a couple of recent situations have made me question whether a gift card…
Buying on Credit Using Deferred Interest
Are you considering making a large ticket purchase on credit, taking advantage of a deferred interest offer? Years ago, before I knew that deferred interest offers were a thing, I was at a meeting where a friend related her…
Easy To Do Basic Tire Maintenance
Have you reached the stage of adulting where you realize that there is more to know about tires than the simple fact that you need them? Over the years, I have been slowly learning. This past weekend, I had…
The Best Way to Save Money for Large Expenses!
Is there an easy way to save money for large expenses? I was enjoying a meal with friends when the conversation turned to my post about saving for Christmas expenses by utilizing a Christmas Club Savings Account. At the credit…
Know How to Tip in Every Situation
Have you ever been in a situation where you are unsure if, when, and how much, you are expected to tip? Just a few weeks ago, while browsing at the mall, a cute gadget caught my eye and I…
What is Compound Interest?
On a scale of one to ten, with ten being high, how would you rate your understanding of compound interest? Have you ever heard the old saying, “Knowledge is power”? In the case of compound interest, the more knowledge…