A Meal Plan template

The Amazing Benefits of Meal Planning!

How do you feel when you think about having to prepare dinner every evening for the rest of your adult life?   To me, it is a cringe worthy thought, even after three decades of marriage. However, as an adult,…

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What is a Zero Based Budget?

Would you like to know a highly effective way of budgeting your money?   Although I have always budgeted, it was only a few short years ago that I heard the term zero-based budget. A zero-based budget can be a…

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