Can you file your taxes for free? Until just a few years ago, I was employed by a nonprofit vocational training school. Many of our students were single moms living on very limited resources. Every year, as soon as…
Money Solutions
Little ideas and solutions for all things money
PAPER FILTERS FOR THE REFILLABLE K-CUP! DID YOU KNOW?
Note: This post contains an affiliate link. At no additional cost to you, as an Amazon Associate I earn from qualifying purchases. I only promote products I use and would call up my sister and tell her about. One of…
Enjoy Reading Digital Books for Free!
Would you like to be able to enjoy reading digital books for free? You have options, free options! You can enjoy the convenience of an eReader without incurring the cost of purchasing digital books. And it’s easy! Easy and…
DO YOU MONITOR YOUR CREDIT?
Reading time: approximately 3 minutes Have you ever considered monitoring your credit report in order to prevent fraud? Typically, preventing fraud is not one of the reasons that we are think of in regard to our credit report. Note: …
THE POWER OF THE CHANGE JAR
It started with a gift from my mother-in-law. A jar full of change, sea shells included. It was a reminder that every year we said we would go to the beach. And every year….we didn’t. But that year, I decided….this…
THE ENVELOPE SYSTEM – ON PAPER (part 2)
The monthly bills are budgeted. Groceries, gas and miscellaneous spending are accounted for. Then, WHAM! There is an expense that, even though it was anticipated, there was no plan to actually pay for said expense. Think Christmas. Every year it…
THE ENVELOPE SYSTEM – ON PAPER (part 1)
Using the old-fashioned money envelope system of allocating spending money is a tried and true approach. It works. However, the cold, hard, reality, for me, is that I am not going to bring home cash, divvy it up into envelopes…
Meal Planning – Reduce Stress, Save Money, Calm the Chaos!
How do you feel when you think about preparing dinner every evening for the rest of your adult life? If that thought makes you cringe, take heart — there is a solution: meal planning. Meal planning reduces stress, saves…
What is a Zero Based Budget?
Would you like to know a highly effective way of budgeting your money? Although I have always budgeted, it was only a few short years ago that I heard the term zero-based budget. A zero-based budget can be a…