Why is it important to understand the difference between taking the standard deduction and itemizing deductions? Consider this; A number of years ago, Brian and I received a substantial sum of cash. Enough to significantly pay down our mortgage,…
Money Solutions
Little ideas and solutions for all things money
Pay Off a Deferred Interest Purchase
Have you ever found that despite your best intentions, you caved and opted to use a deferred interest, buy now, pay later offer? You are not alone. Weirdly, I love to budget and plan our finances. But I don’t always…
How To Organize Product and Warranty Information
updated 06/03/2022 approximate read time: 3 minutes What is your plan for organizing product and warranty information on a major purchase? Not having a plan in place can be an expensive mistake. This past week, as luck would have…
Retirement Planning; Take the First Two Steps
The beginning Several years ago, when I began my professional career, I knew we needed to start planning for retirement. After all, I grew up hearing that the years fly by. So, we dutifully set up an appointment with a…
Can You File Your Taxes for Free?
Can you file your taxes for free? Until just a few years ago, I was employed by a nonprofit vocational training school. Many of our students were single moms living on very limited resources. Every year, as soon as…
PAPER FILTERS FOR THE REFILLABLE K-CUP! DID YOU KNOW?
Note: This post contains an affiliate link. At no additional cost to you, as an Amazon Associate I earn from qualifying purchases. I only promote products I use and would call up my sister and tell her about. One of…
Enjoy Reading Digital Books for Free!
Would you like to be able to enjoy reading digital books for free? You have options, free options! You can enjoy the convenience of an eReader without incurring the cost of purchasing digital books. And it’s easy! Easy and…
DO YOU MONITOR YOUR CREDIT?
Reading time: approximately 3 minutes Have you ever considered monitoring your credit report in order to prevent fraud? Typically, preventing fraud is not one of the reasons that we are think of in regard to our credit report. Note: …
THE POWER OF THE CHANGE JAR
It started with a gift from my mother-in-law. A jar full of change, sea shells included. It was a reminder that every year we said we would go to the beach. And every year….we didn’t. But that year, I decided….this…
THE ENVELOPE SYSTEM – ON PAPER (part 2)
The monthly bills are budgeted. Groceries, gas and miscellaneous spending are accounted for. Then, WHAM! There is an expense that, even though it was anticipated, there was no plan to actually pay for said expense. Think Christmas. Every year it…